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I requested a Loan from them. I got the my loan pre-approved.

During the Loan Approval Stage, they were asking too much information like Bank history credit reports from countries that they did not have Jurisdiction to request for information. I was fine to give it to them should they contact the proper channels as per New Zealand Laws. Being an immigrant and a from a Developed country New Zeland, the underwriter at this organisation and the loan officer in particular was very disrespectful to me personally and to my privacy with respect to NZ Privacy Laws. Just because in the United States they don't follow rules to get your credit report and the credit reports show all amount of money transacted and owed, using only a SSN number to get your report.

They wanted another country NZ which has a different credit system where Banking Credit Information as to how many dollars is owed. They wanted my transactions for my NZ Bank. Numerous emails with their loan officers/underwriters showed a deplorable method of obtaining information about me and my privacy. The screenshots show me explaining the NZ Laws too.

I still broke the NZ law and provide my NZ credit report to them and inspite of that they still wanted figure amounts for the credit report.

My Advice never deal with this Cal Atlantic Mortgage Inc if you are an immigrant from a developed country like Canada NZ UK. This company has no ethical standards in doing business with you or have any respect to your privacy.

Reason of review: Bad quality.

Monetary Loss: $10.

Preferred solution: Let the company propose a solution.

I liked: Sales and real estate agent.

I didn't like: Loan officer underwriter.

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